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Hail and insurance


Atti2de
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Ladies and gentlemen!

Not sure if this is answered somewhere else, but what type of cover (insurance) do you have for your roof equipment when it hails? Considering the major investment, one would need to protect against such an occasion.

Appreciate your input.

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8 hours ago, Atti2de said:

Ladies and gentlemen!

Not sure if this is answered somewhere else, but what type of cover (insurance) do you have for your roof equipment when it hails? Considering the major investment, one would need to protect against such an occasion.

Appreciate your input.

Speak to your insurance broker or direct to your insurer - I suggest a broker.

It all depends how they see it, Specified items as per Chris (may be more expensive) or part of the building as it is a fixture (cheaper), may need to note the items ... 

And do check for any T&C like it must be installed by a professional Co, or it has a to have a CoC or in CoCT, it is an approved installation.

Read and ask all you can about the fine print - therein my suggestion to speak to a broker.

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9 minutes ago, Atti2de said:

Thanks gents.

I guess it is better for me then to get a Qualified person to install this then.

Not necessarily ... if you want to, do it yourself ... then get someone to check your work if you want.

Or you get someone ... and they know less than you.

+-99% of the people here did their own thing. BUT ... that does not mean everyone should ... their are benefits for both sides.

Go through the forum, see the pro's and con's for both sides, and see what you must know before you make the call.

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it's not a common occurrence for hail to break a solar panel. Generally they're built to withstand "standard" hail and many panels have a snow load capacity of 50Kg/sqm. And if they're fitted at an angle it helps as well. 

but you should insure it on your building insure. And you would need a COC in order to be able to insure it. 

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