I've got the same 3kw inverter and recently got panels installed, also went for gel to a lithium battery.
I setup the output source priority to SOL. I set program 20 to 26V and default on program 21.
So my system seems to be behaving, the grid disconnects when the panels can handle the load. If it does not, it connects battery. If the battery voltage falls to 26V the grid kicks in and charges everything. So far most of the day I'm drawing 0 from the grid.
I did test the SBU option but I didn't set the parameters of the program 20 and 21 properly and drained the batteries through the night over a stage 6 load shedding.
Using Uti I'm not saving during the day with the panels and constantly charges. So I've ruled this setting out for my setup.
I would say that this system has saved us endless power outage hassles, but I do feel I should have gone with a 5KW inverter instead just to handle loads a bit better from multiple appliances.
However, I've been quite happy and would appreciate any advice or changes that work for you on this MUST inverter.